Loudly: reviews and analysis

TLDR: Loudly generates music from parameters, returns it as stems and also releases it to streaming platforms through its own distribution service. It starts from $0 with a free tier capped at thirty-second clips. Cancelling does not switch everything off the same way, and that is the part to read slowly: what you published while subscribed stays yours indefinitely, the right to collect royalties on it ends that same day, and anything you downloaded without publishing drops to personal use.

What Loudly is and how it works

Loudly covers a whole chain most generators leave half finished. It creates the piece, lets you remix it, hands it back in parts and, if you want, publishes it. Its generator page lists what comes out of a single session, “full tracks, stems, samples, remix ideas, mastered versions”.

The input is a parameter panel. The site sums the control up as “create with genre, BPM, key, structure and more”, plus mood, energy and duration settings. Asking up front for the key and tempo your project already uses saves correcting them on the file afterwards.

It also takes your own material. You can upload audio and remix it inside the platform, so not everything starts from a blank page. In March 2026 the company announced the VEGA-2 model on its blog, available to subscribers with no additional upgrade fees and no premium tier required, with mastering built in, so the file you download arrives levelled without a separate pass. It runs on web, iOS and Android, and within the AI background music category it is one of the few that reaches as far as release.

What using it is like day to day

The free tier is enough to judge the sound and little else. The FAQ sets a “30 second limit on free tracks generated” alongside what it calls a generous daily allowance of usages. That is plenty for deciding whether the stylistic catalogue suits your channel and not enough to produce with.

On a paid plan the usual route runs from generating to adjusting to downloading in parts. Stems are the part that changes the result most, because the track arrives split and the parts can be used on their own. How many you get a month depends on the level you are on, and the FAQ puts Pro at “a much higher number of track generations, downloads and stems per month”. The iOS and Android apps let the first round of rejection happen away from the desk, and remixing your own uploads is how an existing theme gets a variant instead of a fresh start.

The step most people skim is distribution. The licence agreement states that distributing Loudly output to music streaming platforms is only permitted through Loudly’s own distribution service, and the FAQ describes over 50 destination platforms, with 100% of your earnings from streams and downloads going to you. Collecting takes a while, and the FAQ explains why: the platforms hold the data for sixty days and Loudly needs another fifteen to process it before the amount is eligible for payout. Releasing through them is not a convenience, it is the only contractual door.

Pricing and plans

The model is freemium and starts from $0. Above the free tier sit two paid levels, Personal and Pro, with each rate shown at the point of checkout.

What genuinely needs reading before a project depends on it is the licence, and its conditions live in two documents. The FAQ covers authorship: you are the named author of the track, you can rename it, and you cannot resell it, sublicense it or create a stock library of Loudly’s music. The licence agreement adds the ceilings: paid advertising is covered while the “paid media campaign budget does not exceed 100K USD per year”, and you may play the music live in cafes, bars, venues and clubs that “do not exceed 10,000 people in capacity”. That same agreement puts companies with a market capitalisation of at least fifty million US dollars outside the standard licence, along with major publishers, which the contract defines as an annual turnover of over fifteen million US dollars and/or publishing more than 10 titles, plus TV broadcast, video on demand, theatrical release and commercial video streaming services.

Then there is the question of whether this is a rental or a purchase, which has three answers and all three matter. The FAQ is clear on released work: you keep full rights to all projects created and published while your subscription is active, and those videos, ads or podcasts remain safe to use indefinitely. What does get cut is in the licence agreement: the right to earn and receive payouts from streaming platforms, download sites and video sites ends when the plan is cancelled, and all earnings revert to Loudly. And there is a third, also from the FAQ: music downloaded during the subscription term remains available for personal, non-commercial projects, so the folder of saved but unreleased tracks stops working for client jobs. An advert already running does not come down. A track that was earning royalties stops paying you. A cue saved for next month can no longer be invoiced.

Add that subscriptions are non-refundable once purchased and that on an annual plan you are liable for the whole year even if you cancel early, barring a documented claim through support. Dated 2026 reviews on Trustpilot echo that point as a complaint: difficult cancellations and charges users describe as unexpected.

Who it is for (and who should look elsewhere)

It fits creators who want the loop closed in one place: generate the theme, pull the stems to fit the edit and, if the track works, release it to platforms without signing with a distributor. It also fits modest brand-music budgets, as long as the campaign stays under the advertising ceiling and the company under the size thresholds.

Look elsewhere if you want to release as an artist and live off royalties, because collecting depends on the subscription staying alive and distribution cannot be moved to another supplier. Rule it out for TV, cinema or commercial video platforms, which need a separate agreement. And think twice when the client is a large company, because the capitalisation and billing thresholds in the agreement push that commission out of the standard licence.

Alternatives to Loudly

Against SOUNDRAW and Soundful the difference sits at the end of the road: there you take the piece and release it wherever you like, and here distribution is part of the product, which is why the contract fences it. Beatoven.ai aims at the same music-under-video brief by syncing the track to an exact duration. And if what you want is the notes themselves so the piece can be arranged elsewhere, AIVA exports MIDI, a different job from the one Loudly does. The full picture is in the Loudly alternatives.

Frequently Asked Questions

Can I release Loudly music on Spotify?

Yes, but only through Loudly’s own distribution service. Its licence agreement excludes external distributors, and the FAQ describes over 50 destination platforms.

What happens to my music if I cancel?

There are three answers. Projects created and published while the subscription was active keep their rights indefinitely, per the FAQ. Anything downloaded but never published stays available for personal, non-commercial projects, also per the FAQ. And what ends with cancellation, per the licence agreement, is the right to receive payouts from streaming platforms, download sites and video sites, with those earnings reverting to Loudly.

Is it usable for a client advert?

Within limits. The licence agreement covers paid campaigns whose media budget does not exceed 100K USD per year, and it excludes companies with a market capitalisation of at least fifty million US dollars and major publishers, defined as an annual turnover of over fifteen million US dollars and/or more than 10 titles published.

Does the free tier give full-length tracks?

No. The FAQ sets a thirty-second limit on tracks generated free, along with a daily allowance of usages.

Are refunds available?

Subscriptions are listed as non-refundable once purchased, and on an annual plan you are liable for the full fee unless support accepts a claim backed by evidence.