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Quipu: reviews and analysis
Invoicing, cash flow and taxes for Spanish freelancers, with an AI assistant trained on Spanish tax rules.
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Quipu is a Spanish freelancer invoicing staple, with its own app, automatic receipt scanning, and a conversational assistant (Genius AI) trained on Spanish tax rules that answers questions around the clock without touching the user's private data. From €14 a month annually, with a 15-day trial and no card required. Since 2025 it belongs to Italian group TeamSystem, which gives it continuity. Its fine print needs attention: the monthly price most visible on the site is a temporary three-month offer, and features like bank reconciliation or the API only arrive on higher plans.
Best for: Spanish freelancers who want to invoice and manage cash flow without depending on an accountant daily.
What the internet says
The web rates ease of use and the AI assistant well, with solid independent reviews on Trustpilot and Capterra. The most repeated complaint is that the price most visible on the site is a temporary promotion, not the real list price.
What the web repeats in favour
- Genius AI, its conversational assistant trained on more than 1,300 articles of Spanish tax rules, answers invoicing and tax questions without touching the user's private data
- It has a public, documented API with official PHP and WooCommerce clients, making it more integrable than most of its competitors
What the web repeats against
- The €8.5/15/29.5-a-month price shown first on the pricing page is a temporary three-month offer. The list price is nearly double
- Automatic bank reconciliation, integrations and chat or phone support are excluded from the entry-level plan
Sweep sources: Official pricing · Press · Review sites · GitHub
Pros / Cons
Pros
- Automatic receipt and invoice scanning from the phone
- AI assistant (Genius AI) trained on Spanish tax rules, available 24/7
- Public, documented API for custom integrations
Cons
- The monthly price most visible on the site is a temporary promotion: the list price is higher
- Bank reconciliation, integrations and chat support are excluded from the entry plan
TLDR: Quipu is one of the go-to invoicing tools for Spanish freelancers: automatic receipt scanning, tax forecasting, and a conversational assistant (Genius AI) trained on Spanish tax rules that answers questions around the clock. From €14 a month annually, with a 15-day trial and no card required. Since 2025 it belongs to Italian group TeamSystem. The catch to watch: the price most visible on the site is a temporary promotion, not what you pay afterward.
What Quipu is and how it works
Quipu launched in Barcelona in 2013 and has since been one of the regular choices for invoicing and accounting among Spanish freelancers and SMBs. In 2022 it joined French group Sellsy, and in 2025 Italian group TeamSystem acquired Sellsy and with it Quipu, which keeps operating under its brand though on some channels it now appears as “TeamSystem Quipu”.
The product covers three fronts: invoicing (invoices, quotes, tax forecasting), expense capture (scanning receipts and incoming invoices by photo, email or drag-and-drop) and, on higher plans, automatic bank reconciliation and transaction categorization. The piece that sets it apart most is Genius AI, a conversational assistant available around the clock, trained on more than 1,300 articles of Spanish tax rules, that answers invoicing and tax questions without touching the user’s private data.
What using it is like day to day
For a freelancer who does not want to depend on an accountant daily, the flow is simple: photograph the receipt from the phone, the app reads and categorizes it, and the tax forecast updates itself. The entry plan caps the number of automatic scans per month, so anyone handling a lot of paper needs to upgrade sooner than it first looks.
Quipu also has something not every direct competitor offers: a public, documented API with official clients for PHP and WooCommerce, making it easier to connect with an online store or a custom system. That integration, though, is only available from the mid-tier plan up.
Pricing and plans
This one needs careful reading. The pricing page first shows an offer with -50% off during the first three months (monthly) or the first year (annually), so the entry plan appears at €8.5 a month. But the list price, what you pay once the promotion ends, is €17 a month, and the annual price without the discount works out to that same €17 a month.
With the discounted annual plan the real, sustained entry price comes to €14 a month, the figure recorded in this listing because it can be verified by dividing the published annual amount by twelve, no estimating needed. It includes a 15-day trial with no card required. Automatic bank reconciliation, integrations, and chat or phone support are not in the entry plan.
Who it is for (and who it is not for)
It fits Spanish freelancers and small SMBs who want to invoice, track cash flow and resolve tax questions without calling an accountant every week, and who value having an API if they ever want to connect Quipu to their store or website.
It does not fit anyone who needs automatic bank reconciliation or chat support from day one: that requires upgrading. Nor is it the choice if what you want is an accounting firm filing your taxes for you: Quipu is software, not an advisory service with people behind it.
Alternatives to Quipu
Anfix leans more toward accounting firms managing several clients at once, with a collaborative portal as its differentiator. Declarando goes a step further and offers, if you want it, to have the company itself file your taxes, not just the software to do it yourself.
Verdict
Quipu delivers what it promises: it automates the heaviest part of running a freelancer’s books and adds an AI assistant that genuinely knows Spanish tax rules, not a generic chatbot. The public API is a plus few competitors in this category share.
The only thing that dims the recommendation is how the price is presented: the figure most visible is not what you pay after three months, and it is worth calculating the real cost before deciding based only on what shows up large on the site.