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Quipu: reviews and analysis
Invoicing, cash flow and taxes for Spanish freelancers, with an AI assistant trained on Spanish tax rules.
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Our verdict
Quipu combines invoicing, taxes, cash flow, OCR and Genius AI for Spanish freelancers and SMBs. Starter begins at the standard price of EUR 17 per month. Temporary promotional pricing does not represent the stable cost. Reconciliation, API access and advanced automations require higher tiers.
Best for: Spanish freelancers who want to invoice and manage cash flow without depending on an accountant daily.
What changed this week
Sweep of
No substantive change from the previous sweep: what we checked this week confirms what was already there.
- down
- no change
We have tracked it since July 27, 2026: 3 sweeps on record, with the score moving between 3.4 and 3.7. We publish the latest change here; the full series is not published.
What the internet says
On compliance it still runs ahead: the Verifactu responsibility statement with version and signing date was read again today without changes, almost two years before the new July 2027 deadline the tax agency has set for the self-employed. Price stays the weak point: the page still shows the same 17-euro list price for the entry plan, with no bank connection, hidden behind a three-month 50 percent discount, and it still never says anywhere whether the amounts include VAT.
What the web repeats in favour
- Its conversational assistant trained on Spanish tax regulation is still what separates it from any run-of-the-mill invoicing tool
- It publishes its Verifactu responsibility statement with the system name, the exact version and the signing date, which is more than almost anyone in the sector shows
- It has a public, documented API, with Zapier or Make connectivity and a native payment gateway included on all three plans
- The trial runs fifteen days with every feature and no card, and ease of use is what people with no accounting background praise most
What the web repeats against
- The entry plan has no bank connection of any kind according to their own comparison table: automatic sync starts one tier up, so the realistic price of the use case people come for is double the advertised one
- The pricing page never says whether the amounts include VAT, so a buyer cannot know what they will actually pay
- What loads on screen is half the list price because of a three-month promotion, and its own blog publishes a third, different entry figure
- Above the plan sits a layer of add-ons outside the headline price: extra automatic document reads, extra bank accounts, extra users and API calls
- Support jams up precisely during tax season, and the company itself admits it in writing when replying to a review
- The rating the app stores give sits more than a point below the review site the brand itself manages and replies on, which is the channel where nobody is asked for an opinion
Sweep sources: Official pricing · Docs · Docs · Review sites · Review sites · Press
Pros / Cons
Pros
- Automatic receipt and invoice scanning from the phone
- AI assistant (Genius AI) trained on Spanish tax rules, available 24/7
- Public, documented API for custom integrations
Cons
- The monthly price most visible on the site is a temporary promotion: the list price is higher
- Bank reconciliation, integrations and chat support are excluded from the entry plan
TLDR: Quipu is a long-standing invoicing product for Spanish freelancers, with receipt OCR, tax forecasting and Genius AI. Starter begins at the published standard price of EUR 17 per month. Temporary promotional pricing does not represent the stable cost.
What Quipu is and how it works
Quipu launched in Barcelona in 2013 and has since been one of the regular choices for invoicing and accounting among Spanish freelancers and SMBs. In 2022 it joined French group Sellsy, and in 2025 Italian group TeamSystem acquired Sellsy and with it Quipu, which keeps operating under its brand though on some channels it now appears as “TeamSystem Quipu”.
The product covers three fronts: invoicing (invoices, quotes, tax forecasting), expense capture (scanning receipts and incoming invoices by photo, email or drag-and-drop) and, on higher plans, automatic bank reconciliation and transaction categorization. The piece that sets it apart most is Genius AI, a conversational assistant available around the clock, trained on more than 1,300 articles of Spanish tax rules, that answers invoicing and tax questions without touching the user’s private data.
What using it is like day to day
For a freelancer who does not want to depend on an accountant daily, the flow is simple: photograph the receipt from the phone, the app reads and categorizes it, and the tax forecast updates itself. The entry plan caps the number of automatic scans per month, so anyone handling a lot of paper needs to upgrade sooner than it first looks.
Quipu also has something not every direct competitor offers: a public, documented API with official clients for PHP and WooCommerce, making it easier to connect with an online store or a custom system. That integration, though, is only available from the mid-tier plan up.
Pricing and plans
This one needs careful reading. The pricing page first shows an offer with -50% off during the first three months (monthly) or the first year (annually), so the entry plan appears at €8.5 a month. But the list price, what you pay once the promotion ends, is €17 a month, and the annual price without the discount works out to that same €17 a month.
Starter has a list price of EUR 17 per month. The page may show temporary discounts, but Serchai uses the standard price so the comparison does not expire with the promotion. Automatic bank reconciliation, integrations, and chat or phone support require higher tiers.
Who it is for (and who it is not for)
It fits Spanish freelancers and small SMBs who want to invoice, track cash flow and resolve tax questions without calling an accountant every week, and who value having an API if they ever want to connect Quipu to their store or website.
It does not fit anyone who needs automatic bank reconciliation or chat support from day one: that requires upgrading. Nor is it the choice if what you want is an accounting firm filing your taxes for you: Quipu is software, not an advisory service with people behind it.
Alternatives to Quipu
Anfix leans more toward accounting firms managing several clients at once, with a collaborative portal as its differentiator. Declarando goes a step further and offers, if you want it, to have the company itself file your taxes, not just the software to do it yourself.
Verdict
Quipu delivers what it promises: it automates the heaviest part of running a freelancer’s books and adds an AI assistant that genuinely knows Spanish tax rules, not a generic chatbot. The public API is a plus few competitors in this category share.
The only thing that dims the recommendation is how the price is presented: the figure most visible is not what you pay after three months, and it is worth calculating the real cost before deciding based only on what shows up large on the site.